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No more last-minute panic - your tax return just got easier!

Did you know that you don't need to wait until January to file your tax return?

You’ve got a golden opportunity to make tax season a whole lot smoother (for you and the Rowdens team). With your pension statements now in, chances are you’ve got everything you need to get going on your tax return.

So why wait until January when you can get ahead now?

Here’s why getting it done early makes sense:

Say goodbye to the last-minute scramble

We’ve all been there - New Year rolls around, the deadline’s looming, and suddenly it’s a frantic hunt for paperwork. But it doesn’t have to be that way! Sending your information to the Rowdens team now means we can work through it together at a steady pace, without any added pressure.

More time to plan (and save!)

Knowing your tax position earlier gives you more time to plan ahead and prepare - no surprises, just clarity. That means better control over your finances and more breathing space if a payment is due.

A smoother, more collaborative process

We love cracking through the figures - and when everything arrives early, it gives us the time to really dig in, spot any issues, and help you feel confident in your return. It’s not about miracles or last-minute fixes - just good teamwork and clear communication.

Focus on your business

Once we’ve got everything we need, you can hand it over and tick “tax return” off your to-do list. That frees you up to focus on your business, your team, and maybe even take a breather before the new year kicks off. 

We’ve compiled a list of what you can do now and remember, if you earn income from property, don’t forget to include those figures too. Rental income and associated expenses (like repairs, letting agent fees, insurance, or mortgage interest) all play a part in your return. The earlier we get the details, the better we can support you.

What can you do now?

  • Gather your income and expense records

  • Download your pension statements

  • Pull together any rental income and related expenses (like insurance, maintenance, mortgage interest)

  • Check any dividend or investment income

  • Send everything across to the Rowdens team

We’ve expanded the ‘what you can do now’ list below and if you’re already one of our great clients, you will know to expect the complete guide in an email soon - with even more info to help you.

And that’s it - we’ll take it from there. No drama, no January dread. Just a clear, calm process and a job well done (early!).

So if you’re ready to get ahead, we’re ready to help. Let’s make this the year tax season feels...dare we say it...easy.

Want to give it go? Just give us a call and we can get the ball rolling.

At a glance - tax return checklist

Key information

  • Best time to send records? Between 6 April and 31 July 2025

  • Final deadline for tax return information to Rowdens to avoid higher fees for preparing your tax return - 30 September 2025

  • Tax return deadline: 31 January 2026

Employment

  • P60 and/or P45 for each job

  • P11D for taxable benefits (e.g. company car, private healthcare)

  • Payslips if you changed jobs mid-year or received benefits not on P60/P45

Rental Property

  • Rental income received (with management fees split out)

  • All property-related expenses (insurance, repairs, service charges, etc.)

  • Mortgage interest statement (showing interest vs capital split)

  • Property purchase/sale details if applicable (dates, prices, fees)

  • Room rental income if you rent part of your home

Bank Interest

  • Annual interest certificates/statements (excluding ISAs, NS&I tax-free products)

Dividends

  • Dividend vouchers or broker’s annual tax summary - note, no need to send if Rowdens prepares your company accounts

Pensions

  • Private pensions: P60

  • State pension: Annual letter or bank statement showing 4-weekly amount

  • Pension contributions: Name of provider, contribution amounts, dates, membership number, and annual statement

  • Payslips to confirm whether your scheme is ‘relief at source’ or ‘net pay’

Other Income

  • Capital gains: Sale and purchase details of shares, crypto, property, etc.

  • Foreign income and tax paid

  • Taxable state benefits (e.g. Jobseeker's Allowance)

Allowable Reliefs

  • Job expenses (business mileage, uniform costs, professional subscriptions)

  • Gift Aid donations: Charity name, amount, dates, and whether Gift Aid was claimed

  • SEIS/EIS investments: HMRC certificates (SEIS3/EIS3)

Other

  • Child Benefit received if your income >£60,000 (dates, amount, number of children)

  • Tax code notices from HMRC (if Rowdens isn’t yet your agent)

  • Marriage allowance claim (spouse details if eligible)

  • Pension thresholds: Annual pension statements (if income >£200k), plus 3 prior years if new to Rowdens